Online bill pay from bank or credit card company?
My bank (Bank of America) and my credit card company both have online bill pay features. If they both have the same function which online bill pay option should I choose, the bank or the credit card company? Whats the difference?
Well, do you want to pay your bills from your bank account, or do you want to use your credit card to pay them? It’s really totally up to you to decide where you want the money to come from.
If your credit card offers rewards, and if you can pay off the entire balance due every month, you might consider doing it that way. If not, then it really doesn’t make a difference either way.
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